The Flat-Coated Retriever Cost Guide (with Calculator)


As you prepare to welcome a Flat-Coated Retriever into your home, budgeting should be on your to-do list. In fact, there are many expenses to consider when raising a dog: vet fees, training costs, food, supplies, medical costs, grooming and more. To help make things easier for you as well as your new Flatcoat, we have come up with a cost calculator that will give you a personalized estimate as to how much it should cost you to raise your furry friend.

A Flat-Coated Retriever puppy is likely to cost between $1,500 and $2,500 with the average price being $2,000. First-year expenses are around $4,950 and will be about $1,675/year (or $140/month) after that. Through the dog’s lifetime, the average cost of owning a Flat-Coated Retriever is $18,350.

As detailed in this post, these figures include most essentials. But you may incur additional costs such as insurance, dog walking or boarding services. You might also decide to spay or neuter your dog. All this could bring the overall cost of ownership between $58,890 (for less expensive areas and/or wallet-friendly products and services) and $153,110 (in more expensive areas and/or for more sophisticated purchases).

Through the course of the article, we discuss how these costs factor in and delve into why many of them may prove necessary. You will also find professional opinions from two licensed veterinarians, a dog trainer, a dog groomer as well as a dog walker and various tips to help you with your Flat-Coated Retriever.

At the very end, we have added our cost calculator that will generate an accurate estimate as to the overall cost of purchasing and raising a Flat-Coated Retriever according to your situation.

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If you are serious about adopting or buying this breed, keep reading this article. To compare the cost with other ones, visit our All Breeds page. You can also read our New Dog Owner Guide to learn everything about welcoming a dog home.

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What is the price of a Flat-Coated Retriever puppy?

We have reviewed 7 ads while searching on sources like the American Kennel Club, NextDayPets, breeders websites, and PuppyFind, to find the average price of a Flat-Coated Retriever puppy to be $2,000, with prices ranging from $1,500 to $2,500. As you can see, Flatcoats are rare and expensive in the US.

Puppy CostRangeAverage Cost
Flat-Coated Retriever$1,500 – $2,500$2,000

Adoption might be a more affordable alternative, with rehoming fees ranging from $50-$500. And you would be saving an animal. If you are actively looking for a dog, we strongly recommend doing some research and finding a reputable breeder or shelter. This will make a big difference in terms of your Flat-Coated Retriever’s health and well-being.

WONDERING WHERE TO FIND A PUPPY OR A DOG? Our Guide will help you find a dog near you.

If you want to know more about the price of puppies in the US or compare this breed with 150 others, check our puppy prices article based on the analysis of close to 50,000 ads (for 151 different breeds).

Factors affecting the price of puppies and why prices vary for the same breed.

Purebred or mixed. Usually, mixed-breeds are sold at a lower price than purebred dogs.

Bloodline and breeder’s reputation. If the parents are purebred show quality dogs from a reputable breeder, the price will be substantially higher. These breeders also tend to invest more money than others to take care of their breeding dogs and puppies.

Registration papers/pedigree. Some breeders are members of kennel clubs, the most famous being the American Kennel Club (AKC). They can also have their breeding dogs and puppies registered which would also add to their fees.

Health screenings and medical expenses. Serious breeders will have their breeding dogs and/or puppies evaluated/tested for different medical conditions. Moreover, some will take their puppies to the vet for an exam, deworming, vaccines, and/or microchip implantation prior to selling them. This drives the price higher but also reduces the risk to get an unhealthy dog.

Training and socialization. Some breeders sell their dogs after they are trained and socialized. It will increase the puppy’s price but generate savings as you most probably won’t have to invest in more training and also gives a better chance to get a well-behaved dog.

Breed popularity in the buyer’s location. Local supply and demand will have an impact on puppy prices. For example, small dogs tend to be more popular in metropolitan areas where people live in smaller spaces. Some breeds are more in demand in colder climates, others where hunting is popular, etc. It is worth looking for prices in different locations, but it is risky to buy a dog without having seen it before or at least have met with the breeder and visited the kennel.

Age. As most people want to get their puppy as young as possible, prices tend to be lower when the dog gets older. For example, on average a 6-month-old pup is likely to be less expensive than an 8-week-old one.

Coat color and markings. Coat color trends can change quickly. For any breed, some colors are more popular than others, sometimes temporarily. When the interest for a specific coat color grows, puppies get more expensive as an increase in demand leads to a higher market price. Also, for purebred dogs, only specific colors and color combinations are accepted by kennel clubs. Finally, puppies with rare colors can be very expensive as well.

The cost of supplies for a large dog

Ideally, you will want to have a certain amount of supplies on hand to welcome your Flat-Coated Retriever into your home. For a dog of this size, you will be looking at a $450 initial investment on average for the first year. This is based on the analysis of 250 products on famous marketplaces such as Walmart, PetSmart, and Amazon.

Supplies PricesRangeAverage Cost
Food & Water Bowls$10 – $40$20
Dog Collars (x2) $10 – $40 $20
Leash $10 – $30 $15
ID Tag with Phone Number $5 – $20 $10
Dog Bed (36″ or 42″) $20 – $85 $50
Dog Crate (36″ or 42″) $30 – $120 $55
Plastic Poop Bags (900-1080) $15 – $110 $55
Pooper Scooper $10 – $30 $20
House Training Pads (75-100) $15 – $45 $25
Stains and Odors Removal Spray $5 – $20 $10
Toys $50 – $155 $90
First-Aid Kit $15 – $50 $30
Brush $5 – $45 $15
Shampoo $5 – $20 $10
Tooth-brushing Kit $5 – $15 $10
Toenail Clippers $5 – $30 $15

As your Flat-Coated Retriever grows, the price of supplies does ease up. For each following year, your expenses are likely to range between $95 and $385, putting the average cost at $215. This considers all the items that need to be repurchased, such as toys, bed, shampoo, sanitary bags, tooth brushing equipment and the like.

Total Supplies CostRangeAverage Cost
First Year$215 – $855$450
Subsequent Years$95 – $385$215

The quality of products and the store choice will have a notable influence on prices. Additional equipment or items may be necessary in some cases, such as clothing, a play pen, fences, anti-chew sprays, muzzles, and harnesses, but are not included in our necessary expenses. Take that into consideration when planning costs. To help save, consider looking at second-hand stores and websites.

Check our Dog Supplies Guide and get tips to choose the right items for you and your dog (bowls, collar, leash, bed, and crate size, etc.). Learn everything about costs, and find the best products available.

If you are on a budget check our special selection and buy everything new for less than $200.

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Leave your email at the top or bottom of this article to get our free supplies checklist with tips to select the right size for each product.

Training a Flat-Coated Retriever

According to dog trainer and animal behaviorist, Alexa Diaz, Ph.D., professional training is recommended for a Flatcoat. Private lessons will help with crate training, potty training, and positive leadership. Additionally, group classes for basic obedience and house manners are also beneficial. It is important to know that this breed needs a lot of mental and physical stimulation.

You will be looking at anywhere between $750-$1,000 for 5-7 private lessons and $150-$200 for 5 group lessons, depending on your locality.

Training CostRangeAverage Cost
Flat-Coated Retriever$900 – $1,200$1,050

Reading a dog training book and educating yourself on dog behaviors and psychology before welcoming the pet will also ease up the process.

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If you want to know whether to train your dog yourself or hire a professional and learn about the cost of training classes and supplies, check our article written with a certified dog trainer.

Medical costs for a Flat-Coated Retriever

Based on consultation from a licensed veterinarian, Leslie Brooks, DVM, we have put together a list of the medical costs associated with raising a Flat-Coated Retriever. Obviously, these costs can vary depending on many factors such as location and the dog’s health. But in general, you can expect to pay an average of $610 for the first year (to which you may add a one-time expense of around $550 for spay/neuter and gastropexy procedures) and $625 each adult year.

Medical CostRangeAverage Cost
First Year Vet Cost$425 – $795$610
Spay/Neuter (optional)$50 – $450$250
Gastropexy (optional)$200 – $400$300
Adult Year Vet Cost$425 – $825$625

Vet cost for a Flat-Coated Retriever puppy during the first year

For puppies, licensed veterinarians like Leslie Brooks recommend making at least three trips to the vet through the course of the puppy’s first year, assuming the first visit is at about 8 weeks of age. Each trip should cost between $65 and $170. These three visits will cover all the medical requirements that are necessary such as physical exams, fecal examination, vaccines, heartworm prevention and flea prevention.

She also highly recommends the dog owner to purchase heartworm prevention (to prevent development of heartworm disease, especially in the Southeast US where this disease is rampant) and flea prevention supply for the rest of the year respectively costing $75-$105 and $85-$105 for a puppy.

Depending on your lifestyle some additional vaccines could be recommended:

  • Leptospirosis if the dog is exposed to wildlife, goes camping often, hikes, plays in puddles, lakes, or ponds ($15-$25 and sometimes already included in the visit).
  • Influenza if the dog goes to doggie daycare or is kenneled/boarded often and if the daycare or kennels require it due to intermittent influenza outbreaks ($70-$90 for two doses).
  • Lyme if exposed to ticks often, such as if the dog goes camping or hiking, or if it lives in a wooded area or on a farm ($60-$80 for two doses).

As your puppy grows, you might want to consider neutering (male) or spaying (female) your Flat-Coated Retriever, which can range from $150 to $450, depending on your location and the clinics in your locality (there are low-cost clinics that may do a low-cost spay or neuter for $50 to $100). Typically, spays are more expensive.

For large breeds and deep-chested dogs such as Flat-Coated Retrievers, Leslie Brooks, DVM, also recommends performing a gastropexy at the time of their spay or neuter. This procedure typically costs between $200 and $400 but helps prevent the possibility of Gastric Dilatation and Volvulus (GDV) later in life. GDV is when the stomach twists on itself and is a life-threatening condition that must be corrected with surgery.

Veterinary expenses for the following years

Apart from the early costs, regular trips to the vet should also be accounted for. Yearly visits are likely to run you anywhere between $125 to $265, while offering comprehensive check-ups to ensure everything is alright with your dog. The visit should include the exam, vaccines and if needed a heartworm test and blood work (to detect any hidden medical condition for middle aged and senior dogs).

On top of that, Leslie highly recommends continuing heartworm prevention ($100-$150 for the year) and flea prevention ($200-$250 for the year) as your Flatcoat continues to grow.

The lifestyle vaccines mentioned above may also require annual booster shots ($15-$45 each) and fecal examinations could be needed if the pet is regularly exposed to other dogs or wildlife or has inconsistent stool quality ($40-$50).

Flat-Coated Retriever most common health problems

The following table presents some Flat-Coated Retriever known potential health problems and an estimate of the cost to treat them according to Dr Brooks, DVM.

Health ProblemLikelihoodTreatment Cost Estimate
CancerHigh$500 – $10,000
Dilated CardiomyopathyMedium$600 – $2,000
AllergiesMedium$80 – $2,000 per year
Cranial Cruciate Ligament RuptureMedium$150 – $3,900
Hip DysplasiaMedium$500 – $13,000

Cancer: the cost depends on the type of cancer and whether an owner pursues aggressive therapy and all the recommended treatments versus electing to keep the pet comfortable with medications.

Dilated cardiomyopathy: the cost estimate includes diagnostics (x-rays, ECG, echocardiogram) and heart medications.

Allergies: this depends if the pet has allergies throughout the year or just 1-2 flare-ups per year. It would also depend on the owner’s decision to proceed with allergy testing and injections. Note that the pet may also need to be fed prescription food, which can easily be as high as $75 per month.

Cranial cruciate ligament rupture is most common for middle to older aged dogs, but it can also happen to younger dogs (1-3 years old). The ideal treatment recommendation is usually surgical repair, which can come to $2,000-$3,500 on top of diagnostics before surgery, such as x-rays and blood work that cost between $200 and $400.

Also, know that 50% of dogs who tear a ligament in one knee will eventually pull the ligament in their other knee, which would double those costs. If the owner elects to avoid surgery and provide pain management, physical therapy, and rest instead, one can expect to pay $50 to $300 per month for 3 or 4 months. In such cases, it takes longer for the dog to get back to his average activity level, and it could develop more severe arthritis in the knee later, with associated costs.

This price range for hip dysplasia is very wide because of the variety of treatment options an owner may pursue. Conservative treatment, including pain management and physical therapy, is usually the cheapest alternative ($500-$2,500 per year), while total hip replacement costs about $5,000-$6,500 per affected hip. Hip dysplasia can affect a dog at any age.

Pet insurance price

You should also consider enrolling your pet in an insurance plan. The North American Pet Health Insurance Association’s latest State of the Industry Report says that the average cost of insurance is $565 for both accident and illness coverage and $190 for accident-only plans. If you want to safeguard against any major expenses in the future, an insurance plan is a great idea.

These are some of the most important expenses you will want to plan for as a potential dog owner, as they can play a vital role in the well-being of your dog.

It is also possible to get complete health coverage with some insurance companies but it gets much more expensive, except for Eusoh (see below).

If you wonder whether or not you should get pet insurance, we have a simple step by step guide to help you make the decision. This could save you thousands of dollars.

As mentioned, some medical conditions can be expensive to treat. Although purebred dogs may have a higher incidence of some inherited disorders, mixed breed dogs are also likely to develop health conditions, such as cancer and heart disorders. No dog owner should have to make critical decisions about their pets based on their ability to afford care. That’s why pet insurance is more popular every year in the US.

When comparing pet insurances, price is a significant factor, but it is also essential to consider:
Deductible type (per incident or per year) and amount
Reimbursements percentage and limits
Services included (emergency visits, hospitalization, surgery, medications, specialists, cancer treatments, pre-existing conditions, etc.)
When coverage will start

The price will vary depending on multiple factors, including the dog’s breed, age, location, and the plan chosen. You can compare pet insurance prices on comparison websites like PetInsuranceReview.

Community coverage VS Insurance

Eusoh: Better than Pet Insurance for Complete Health Coverage
Eusoh is a community-based pet insurance alternative in which members share the cost of their veterinary expenses. You get reimbursed for your pet’s medical, wellness, illness, routine care expenses but never pay more than $65/month ($40 on average).

For complete health coverage at a low cost, Eusoh is the best option. On average, members save around 50% when compared to traditional pet insurance. I love the idea of not having to worry about being able to afford medical care for my furry companion. Dogs are family, after all!

– There is no premium, so you don’t overpay for care in your monthly contributions. Any unused contributions are rolled over entirely as a credit.
– You can easily know in advance what will be reimbursed and by how much (usually 80%), and you can submit expenses easily from your smartphone.
– You can choose the veterinarian or healthcare provider you want and are covered for a wider range of services.
– You can get advice from other Eusoh members.

Read our article titled a veterinarian explains medical costs for a dog to learn more and get tips to save on vet expenses.

The cost to feed a Flat-Coated Retriever

Considering adult Flat-Coated Retrievers can easily weigh 65 lb. (usually 60 to 70 lb.), your food-related expenses can be calculated after combing through prices across best-selling brands available.

On average, a Flat-Coated Retriever puppy is likely to consume close to 200 lb. of dry food, putting the average first-year cost at $230. An Adult Flat-Coated Retriever generally needs close to 290 lb. of dog food, bringing your average cost for each adult year around $265.

Note that there is a huge price gap between cheap and premium dog foods and the final cost will greatly depend on the chosen brand.

Yearly Food CostRangeAverage Cost
Puppy$155 – $310$230
Adult Dog$140 – $450$265

We have also estimated the yearly cost of treats for large-sized dogs reviewing the price of the 27 best sellers on Walmart, PetSmart, and Amazon (if the dog gets treats daily).

Treats CostRangeAverage Cost
Yearly Treats$125 – $715$345

This cost estimation for treats is based on the premise that the dog gets one big treat every day. If you give your dog a treat every other day, you can divide these amounts by two. If it is once a week, divide them by seven, and so on. Enter the relevant information in the calculator at the end of the article to get your personalized cost estimate.

With food and treats, you must be ready to pay much more if you opt for premium grade products compared to regular ones.

Four dog food brands compared

A Flat-Coated Retriever puppy will eat around 200 lb. of food during the first year. It can vary depending on many factors including the dog’s level of activity and its size.

Puppy Food BrandsQuantity per BagNumber of Bags / YearUnit PriceTotal Price
Purina – Puppy Chow36 lb.6$27.78 (Walmart)$166.68
Purina One – Smart Blend Puppy16.5 lb.13$21.98 (Walmart)$285.74
Pedigree – Puppy36 lb.6$25.83 (Walmart)$154.98
Blue Buffalo – Puppy30 lb.7$44.08 (Amazon)$308.56

An adult Flat-Coated Retriever will eat close to 290 lb. of food every year. Again, it will depend on the variables mentioned above as well as the dog’s age.

Adult Food BrandsQuantity per BagNumber of Bags / YearUnit PriceTotal Price
Purina – Dog Chow50 lb.6$22.98 (Walmart)$137.88
Purina One – Smart Blend40 lb.8$40.36 (Walmart)$322.88
Pedigree – Adult50 lb.6$25.83 (Walmart)$154.98
Blue Buffalo – Adult30 lb.10$44.98 (Amazon)$449.80

Generally, it works out cheaper as you get much better deals if you purchase dog food in bulk. Although it is a perishable commodity, it can be stored for long periods of time, making bulk purchases a very practical option. It is also a good idea to consult your vet as to what food would be the most appropriate for your Flat-Coated Retriever.

Example for a more expensive premium brand

Royal Canin – Size Health NutritionQuantity per BagNumber of Bags / YearUnit PriceTotal Price
Large Puppy35 lb.6$73.99 (PetSmart)$443.94
Large Adult35 lb.9$68.99 (PetSmart)$620.91

This illustrates the price difference between budget-friendly and premium dog food.

Grooming prices for Flat-Coated Retrievers

Corryne Smith, certified professional groomer, thinks that Flat-Coated Retrievers’ coat is easy enough to maintain that owners could groom the dog themselves if they wanted to.

If they decide to hire a professional instead, she suggests that a Flat-Coated Retriever receives grooming around 6 times a year, with a session typically ranging from $50 to $70. The price will depend on the services requested as well as the dog (health, age, coat, behavior).

Yearly Grooming CostRangeAverage Cost
Flat-Coated Retriever$0 – $420$210

Most professional groomers offer a bath, shampoo, hair removal (if needed), brushing, styling as well as nails, tooth, eyes, and ears care.

DIY enthusiasts can find grooming equipment online for $75 on average. You will be able handle all your dog’s grooming needs from within the comfort of your own home, if you have the skill set and patience to do so!

Additional costs to consider for your dog

Additional CostsRangeAverage Cost
License$10 – $20$15
Microchip$25 – $50$40
Dog Walking (per walk) $20 – $50 $20
Dog Boarding (per day)$25 – $85$40

License

Licenses generally cost between $10 and $20 in the U.S.A, depending on location. If your Flat-Coated Retriever is not spayed or neutered, this could be a bit more. Moreover, many states and territories have banned owning unlicensed pets, so we strongly recommend licensing your dog as soon as possible.

Microchip

Microchips create a unique identity for your dog, allowing medical information to be shared easily. Moreover, in the case of any emergency, locating your Flat-Coated Retriever is much easier with a microchip, which is why many states require your dog to be microchipped. On average, this costs between $25-$50.

Dog walking for a Flatcoat

Dog walking professionals like Tamaria Reddick suggest that Flat-Coated Retrievers get plenty of exercise, as they are big, very energetic dogs. If you cannot cater to their needs, a dog walker might be a good idea. Generally, dog walkers on apps like Rover and Wag charge $20-$50 for 1-hour walks ($15-$25 for 30-minute sessions).

These costs can add up if you need a dog walker throughout the year, so make sure to include it in your budget. An owner might need to pay for private walks if the dog is not well socialized. These are obviously more expensive.

Don’t underestimate the cost of dog walking and dog sitting!

Rover: Best Dog Walking App
If you need a walker or sitter every week, this could become your most significant dog expense. We are talking hundreds or even thousands of dollars every year. Create a free account and check the rates in your area to make sure to consider this expense before getting your dog.

Rover is by far the most popular way to find a dog walker or a dog sitter near you. You can compare the prices and services, see reviews from previous customers, book and pay for your services through the app.

Traveling

Flatcoats are energetic and attention-seeking dogs, and so, it is not advisable to leave them alone when going away. Dog boarding services are generally available for $25-$85 per day, depending on your location.

It is a good idea to plan and book in advance, especially during busy parts of the year, such as the holiday season. So be sure to book a dog boarding or dog sitting service as soon as possible, as you are likely to get much better rates. Additionally, try to see if you have any friends and/or family who are willing to host your Flat-Coated Retriever, as it could prove to be a much more pocket-friendly option!

Finally, you might be able to take your dog with you, as many airlines and train companies offer special provisions to help move your pets. You will have to submit a formal request ahead of time though, so make sure to plan your trips early. Moreover, the cost varies drastically, as it depends on many variables, so make sure to plan when traveling with your dog.

Yearly and monthly cost of a Flat-Coated Retriever

The cost of the first year with a puppy

The total first year expenses that come with raising a Flat-Coated Retriever averages out at $4,950, with the cost ranging from $3,355 to $6,865. Keep in mind that many of the essential expenses that come with raising a puppy fall within the first weeks.

First Year CostsRangeAverage Cost
Puppy$1,500 – $2,500$2,000
Supplies$215 – $855$450
Training$900 – $1,200$1,050
Medical$425 – $795$610
Food & Treats$280 – $1,025$570
Grooming$0 – $420$210
License$10 – $20$15
Microchip$25 – $50$40
First Year Total$3,355 – $6,865$4,950

The dog owner might also want to take into consideration the following costs.

Optional First Year CostsRangeAverage Cost
Spay/Neuter$50 – $450$250
Gastropexy$200 – $400$300
Insurance$350 – $780$565
Dog Walking (1 hour per day)$20 – $50$35
Dog Boarding (per day)$25 – $85$40

With a spay or neuter procedure, pet insurance and other miscellaneous services, such as dog walking (five times a week for 42 weeks) and boarding services (assuming the dog is boarded for a week), these amounts can add up easily, putting your expenses in the $8,330-$19,590 range through the course of the puppy’s first year only!

Potential First Year CostRangeAverage Cost
With Spay/Neuter and Insurance$3,955 – $8,495$6,065
With Spay/Neuter, Insurance, Dog Walking and Dog Boarding$8,330 – $19,590$13,695

Yearly and monthly cost with an adult Flat-Coated Retriever

After the first year, the annual cost of owning a dog does go down and will run you anywhere between $795 and $2,815, with an average cost of $1,675. This puts your monthly expenses in the $66-$235 range.

Adult Year CostsRangeAverage Cost
Supplies$95 – $385$215
Medical$425 – $825$625
Food & Treats$265 – $1,165$610
Grooming$0 – $420$210
License$10 – $20$15
Adult Year Total$795 – $2,815$1,675
Estimated Monthly Cost$66 – $235$140

Again, you might also want to consider additional services that could drastically change your budget like buying insurance and/or hiring a dog walker 5 times a week for 1-hour walks and leaving your dog in a boarding facility for a week while going on vacation.

Potential Adult Year CostRangeAverage Cost
With Insurance$1,145 – $3,595$2,240
With Insurance, Dog Walking and Dog Boarding$6,320 – $16,690$11,270

Total cost of ownership for the Flat-Coated Retriever

On average, Flat-Coated Retrievers live for 9 years (usually 8 to 10 years). Using the metrics and figures above, we estimate that the total cost of owning a Flat-Coated Retriever falls within the $9,715-$29,385 range, with a $18,350 average.

Total Cost of Ownership (9 years)RangeAverage Cost
Flat-Coated Retriever$9,715 – $29,385$18,350

Adding spay/neuter as well as pet insurance, the average cost of ownership will be around $23,985. Finally, with 1-hour professional walks five times a week all year long (except for two weeks) and a week in a dog boarding facility every year on top of that, the total cost of ownership can be as high as $58,890 to $153,110 averaging $103,855 for the 9 years spent raising a Flat-Coated Retriever.

Potential Total Cost of Ownership (9 years)RangeAverage Cost
With Spay/Neuter and Insurance$13,115 – $37,255$23,985
With Spay/Neuter, Insurance, Dog Walking and Dog Boarding$58,890 – $153,110$103,855

Thank you for reading us! Stay tuned for more information about pet costs, product reviews and saving tips.

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PetBudget Flat-Coated Retriever cost calculator

The cost of a Flat-Coated Retriever – A summary in 7 questions

1- How much is a Flat-Coated Retriever puppy?

On average a Flat-Coated Retriever puppy will cost $2,000 in the USA. Most puppies can be found between $1,500 and $2,500. The price will vary depending on the breeder and location as well as the dog’s bloodline, color, and age among other things.

2 – How much are dog supplies?

A new owner can expect an initial investment between $215 and $855 in supplies when welcoming a large dog. Every year, the cost to renew some of them should be between $95 and $385. Prices vary depending on location, stores, brands, and products quality.

3 – Does a Flat-Coated Retriever need training and how much will it cost?

Having a Flat-Coated Retriever professionally trained is usually recommended (both private and group training) and should cost around $900 to $1,200. For this breed, training should mainly focus on basic obedience, house manners, crate training, potty training, and positive leadership.

4 – What is the cost of preventive medical care for a Flat-Coated Retriever?

Preventive medical care should amount to around $425 to $795 for a Flat-Coated Retriever puppy during the first year and around $425 to $825 every adult year. This does not include spay or neuter and gastropexy procedures (usually $150 to $450 and $200 to $400 respectively).

5 – How much food does a Flat-Coated Retriever eat and how much will it cost?

A Flat-Coated Retriever puppy will eat around 200 lb. and an adult close to 290 lb. of dry food yearly (it varies for each dog and food brand). Annual expenses should be between $155 and $445 for a puppy and $140 to $625 for an adult dog. Other types of food and treats would increase the costs.

6 – How often should a Flat-Coated Retriever be professionally groomed and how much will it cost?

Grooming a Flat-Coated Retriever is easy enough that most owners should be able to do it themselves. Those who prefer having their dog professionally groomed can expect up to 6 visits to a salon every year. Each session should cost from $50 to $70 depending on the dog and services needed.

7 – Are there any other expenses to expect?

In the United States, a dog license usually costs between $10 and $20. The cost could be slightly higher if the dog is not spayed or neutered. Having the dog licensed is mandatory almost everywhere.

A dog microchip costs $25 to $50 on average in the US and is generally implanted during a medical appointment. It is placed under the skin usually between the shoulder blades. Dogs adopted from a shelter or bought from a breeder sometimes already have a microchip.

According to the North American Pet Health Insurance Association’s latest State of the Industry Report, the average annual price is $566 for accident and illness coverage plans or $190 for accident only plans.

Dog walkers usually charge $15 to $25 for 30 minutes group walks and $20 to $50 for 1-hour long ones. Prices vary mainly depending on location. Private walks are more expensive.

A dog owner should budget $25 to $85 per day for dog boarding services. Prices vary depending on location, time of the year, and the level of service among other things.

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Other breeds you might like

Golden Retriever
Labrador Retriever
Nova Scotia Duck Tolling Retriever

Or learn more about the cost of owning a dog. This article is THE reference when it comes to budgeting for your pet.


To help you out, this guide contains all the primary expenses that are necessary to ensure your future dog’s well-being. Make sure to take these considerations seriously before adopting or purchasing a Flat-Coated Retriever, as they are imperative to your dog leading a healthy, happy, and comfortable life in your home. Moreover, the dog should not be a financial burden on you or your family, so make sure to carefully read through each section to better understand the expenses that come with raising a Flat-Coated Retriever. Figures provided in this article are for informational purposes only. A dog owner should always find the actual costs applicable to his own situation before making any decision.

References and Resources

This article is original content from PetBudget.

Johann Chapuis

Johann Chapuis has assembled a fantastic team of licensed veterinarians, animal behaviorists, dog trainers, groomers, and walkers to write every article and offer the most accurate content on petbudget.com. Being a pet lover and owner himself, Johann is sharing his experiences and his financial aptitude cultivated during his MBA with a specialization in finance and the numerous years he spent working as a business manager and entrepreneur.

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